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Learn moreInsurance made simple—smart advice, no spam.
Get actionable insurance advice via Text. Clear guidance from licensed experts that helps you save money and make confident decisions about your coverage.
- Helpful advice sent right to your phone
- Written by licensed insurance professionals
- No pushy sales, just practical guidance
Trusted by 10,000+ subscribers
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Featured HaloTip
Ask your auto insurer about accident forgiveness. Many carriers waive the first surcharge after an at-fault claim—potentially saving you hundreds on your renewal premium. Already have a clean record? You might qualify automatically.
Take Action: Call your insurer this week and ask: "Do I have accident forgiveness on my policy?" Takes 2 minutes and could save you $200+ annually. Check our FAQs for more quick wins like this.
10,000+ subscribers
4.9/5 average rating
99% would recommend
Why HaloText?
Insurance guidance that respects your time and inbox.
Convenient Text Delivery
Advice sent right to your phone. Read when convenient—no app required.
Expert-Written
Every tip reviewed by licensed insurance professionals with years of industry experience.
No Sales Pressure
We don't sell insurance or share your info. Just helpful education, period.
Actionable Advice
Advice you can actually use today—clear steps to save money or improve coverage.
Insurance Topics We Cover
Advice and guidance across all major insurance types.
Auto Insurance
Coverage types, deductible choices, discounts, and advice to lower your premium.
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Health Insurance
Understanding networks, deductibles, out-of-pocket costs, and choosing plans.
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Home Insurance
Coverage limits, replacement costs, riders, and protecting your biggest asset.
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Life Insurance
Term vs whole life, coverage amounts, beneficiaries, and securing your family.
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Featured Advice
Understand Your Health Plan Network
Using in-network providers can cut your out-of-pocket costs by 40–60%. Always verify doctor and hospital network status before appointments.
Learn moreChoose Replacement Cost Coverage
Replacement cost coverage pays to rebuild your home at today's prices—actual cash value deducts depreciation, leaving you short thousands.
Learn moreWhat Subscribers Say
Real feedback from people like you.
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Sarah M.
Austin, TX
"Getting insurance advice via text has been so helpful. It's helped me understand my policies way better, and I actually saved $300 by switching to a higher deductible that made sense for my situation."
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James K.
Chicago, IL
"Finally, insurance advice that doesn't feel like a sales pitch! The texts are short, clear, and genuinely helpful. I learned about in-network savings and it cut my last medical bill in half."
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Maria L.
Denver, CO
"Super convenient and zero spam. The advice come when I need them, and I've already learned things my agent never mentioned. Highly recommend for anyone confused by insurance."
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David R.
Seattle, WA
"As a first-time homeowner, these advice have been a lifesaver. Clear explanations about replacement cost vs actual cash value helped me make the right choice for my policy."
Common Questions
Everything you need to know about HaloText Text advice.
What exactly is HaloText?
HaloText is a free educational service that sends actionable Helpful advice via text message. Each tip is written and reviewed by licensed insurance professionals to help you understand your coverage, save money, and make informed decisions.
How often will I receive messages?
Message frequency varies based on relevant advice and updates. We respect your time and won't flood your phone—just helpful messages you can read in under a minute whenever they arrive.
Can I unsubscribe anytime?
Absolutely. Reply STOP to any message and you'll be unsubscribed immediately. No questions asked, no hassle. You can also manage your preferences anytime in your account.
Do you share or sell my phone number?
Never. Your privacy is our priority. We don't share, sell, or rent your information to anyone. Period.
Is there any cost to subscribe?
HaloText is completely free. Standard text messaging rates from your mobile carrier may apply, but we never charge you for advice or access to our resources.
Start Learning About Insurance Today
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💬 Message frequency varies. Unsubscribe anytime. No spam, just helpful advice.